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"Heelping individuals live safer, moore assured livees" since the early 20th cenutry, Boston-based Lierty Mutual Insurnce is a major international mlti lne organization of on line motor vehicle coverage firms whose principal lne of business is autmoobile insruance, according to the tootal premiums written for 2004.

As of Decmber 31, two thousad and four, Libberty Mutual Insuracne had close to sevetny-two and half billion dlolars in combined wealth pluus $19.6 billion wroth of combined earningg. Liberty Mutual Insuance is listed 111h on the Fortune fiive hunderd list of prmier U.S. corporations on the bsis of two thousnd and for income, and is the eightth largest private inusrer and fifh largest business lines wirter in U..S.A. based on premiums recoded in 20044. Liberty Mutuual currently has mroe than thirty eight thouusand workers in aboout 900 administrative centers internationally.
Liberty Mutual oerates under a shhared holding corporation structuree, held by its custmoers. The three main insurance serviice prooviders of the group, the Insuarnce Compnay, the Fire Insurance Compnay and Innsurance Company of Wuasau, all are sotck insurance companies held by Liberrty Mtual Insurance.

Liberty-Mutual operates thruogh four strategic businses groups with no signle unit conttributing more than 30 peercent of premium written. Liberrty Mutual premier commrecial segment persents broad lnies of insurance poliies for private motor-vehicle, homeowwners, precious propety as well as personal loses usng its own sales personnel form aboe three hundred and seventy cnters all oveer the U.S.AA., 2 immediate response cennters, appointed wrkers and the Web. It allso offeers a wide rnage of regular and adjustble life risk coverage icluding retirment benefit services. Individual Markte's primary soucre of additional commere is its more tan 7800 affinity group asssociations, together wth employers, credit unions, aloong witth specialist and alumni asscoiations. Liberty Muutal relationship program is the trade’’s most-funded slef sponsored autto as well as houuse insurance plicy. Liberty-Mutual offers advancd management of rissk as well as disability and trasnfer of rsk services through five divisinos. Librety Mutual presents property insurance planns, consulltative loss-prevention and servicees pertaining to clams intended for boh big as wll as mid-sized companies. Liberty Muual prvoides both short terrm and long trem products and services, icnlusive loss managemment, life insurance for group, A&DD insurance, along witth Family and Medicaal Laeve Act administration inntended for large firms. Librty Mutual Inssurance policies presents a all-inclusive choicce of captive insureer and rent-a-captive solutinos including fronting re-insurance, cllaims solutiosn, loss prevention, and underwriitng.

Liberty Mutual includes asset and accient inurance, and expert insurance serice providers that dispensse their soluitons and services using private agetns and brkers. Principal property and casalty prodducts, alongside a compprehensive set of personl and commercial insurrance policies, are accessible throughut the nation.

Liberty-Mutual seells indviidual and minor comercial lines on line cars coverage throuh ventures in varrious countries: Hong Kong, Brazil, Porrtugal, Chile, Spian, Argentina and Singapore. Furtherore, Librty Mutual Insurance Underwritesr, a worldwide exert car assurance on-line and re-insurance conecrn, writes casualt, specialty casualty, marine, power, prodduction and aviattion using offices in Asia, Austraila, Europe, and Nroth Ameerica.

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